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About Us

Phil Slater – Financial Adviser & Company Director

Owners and Directors Phil and Debbie Slater have over 50 years’ combined industry experience having worked in the financial sector since 1987.

Phil is the company’s M.D. and holds the IFS Diploma in Financial Planning (including Financial Services Regulations and Ethics and Advanced Financial Planning). Since his time as a mortgage and insurance Advisor with a leading High Street bank, Phil became a personal financial Advisor after completing the Certificate for Financial Advisors in 1996 before starting his own IFA company in 2001. He also holds the Certificate in Mortgage Advice and Practice (CEMAP), and is a member of Institute of Financial Services (IFS).

Over 10000 face-to-face financial advice meetings over the last 28 years have given him a wealth of experience in dealing with the financial affairs of a side variety of people from members of the royal family, Sports and TV personalities, politicians and lottery winners to 18 year old school leavers, young families and retired couples.

Debbie Slater – Financial Administrator


Dave Hawley – Financial Adviser


Dave joined the Slater Financial team in June 2021. He has spent his entire career in Financial Services, and has been advising clients for over 30 years.

His career path started at Lloyds Banking Group where he successfully undertook a  variety of roles in their Private Banking division, including advising High Net Worth clients. The last position held there was national head of their Will writing, Estate Administration and Trust Management business during which he gained a significant amount of knowledge on such matters as Inheritance Tax planning.

After leaving Lloyds in 2010 he joined Coutts Bank at their Head Office in The Strand, London within their International Department as Business Manager to the Americas teams. During this time Dave also achieved Chartered status as an investment adviser.

In recent years he has focussed on pension advice and has an excellent understating of how to effectively structure both pre and post retirement planning strategies.

Dave’s extensive experience gained as a financial adviser is additionally supplemented by a high level of intergenerational wealth planning capability and cross jurisdictional knowledge.

Andrew Slater – Financial Administrator


Fran Slater – Financial Administrator


Our philosophy

We always provide clearly explained, impartial advice geared towards improving your financial affairs, whatever your needs. In an industry that averages around 100,000 complaints per year, we’re proud to have never had a single one – which reflects the way we conduct business with your satisfaction as our primary objective. As a result, many of our clients are referred by existing customers or other professionals such as accountants and solicitors, looking for a quality service for their own clients.

So at Slater Financial you can be sure of a personal, warm and friendly approach to this ever more complicated area of our lives, together with a real desire to improve on your existing financial plans and aspirations.

Our Services

Using the multi award-winning ‘True Potential’ for our IT and compliance systems, together with an independent firm of fully-qualified Para-planners for our ongoing product research, we offer completely impartial advice on:


• Investment Bonds (New and Existing Bond Appraisals)
• OEICS & Unit Trusts (New/Existing Product Appraisals)
• Tax Efficient Savings Plans (NSAs, PEP Appraisals & Transfers)
• Guaranteed Bonds (Income, Growth, Return of Capital)
• Offshore Investments
• Trustee Investments (New and Existing Trusts reviewed)
• National Savings** and Bank** and Building Society Deposits** (best rates)

Retirement Plans and Pensions:

• Personal, Stakeholder, SIPPS – New and Existing Pension appraisals/Transfers
• **SSAS, **Final Salary, **Auto Enrolment/NEST, **Employee benefits/**Final Salary Schemes

Retirement Options including

• 2015 pension reforms, Flexi-Access Drawdown etc.
• Open Market Option Annuities
• Enhanced Annuities
• Capped and flexible Drawdown

Group Business

• Pensions
• Pension Transfers
• Life

Tax Planning

Inheritance Tax Mitigation:

• Effective use of Trusts and lifetime gifting
• Trustee Investments (New and Existing Trusts reviewed)
• Whole Of Life Insurance
• Gift Inter Vivo
• Power Of Attorney and Court Of Protection investing
• Utilisation of annual personal allowances (ISA’s/CGT/Pension)


Life & Critical Illness – (New or Value for Money review)

• Term Assurance/Mortgage Protecton – (New or Value for Money review)
• Family Income Benefit
• Whole Of Life Insurance
• Permanent Health Insurance
• Private Medical Insurance
• **Business Protection and Keyman Insurance
• PI Insurance

** Advice can be available through our strategic partners (specialists in these areas).


*Important Information

Past performance figures refer to information in the past and this information should not be seen as an indication of future performance.

Tax treatment depends on the individual circumstances of the investor and may be subject to change in the future.

Levels, and bases of, and relief’s from taxation are subject to change and their value depends on the individual circumstances of the investor.

Depending on where you live and your own personal circumstances, your tax position may vary, so you should take local tax advice.  Please note that as every investor’s individual financial circumstances are likely to be different and that they are subject to change in the future we cannot give specific tax advice. We recommend investor’s seek professional advice on personal taxation matters.

Think carefully before securing other debts against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice.  The precise amount of the fee will depend upon your circumstances but we estimate that it will be £300 on average.